Effective Date: 05/07/2026
These Terms and Conditions (“Terms”) govern your access to and use of {TITLE} (the “Website”), owned and operated by Bluekeel LLC (“Company,” “we,” “our,” or “us”).
By accessing or using this Website, submitting information, or interacting with any content, forms, or services provided through the Website, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms and our Privacy Policy.
If you do not agree to these Terms, you must discontinue use of the Website immediately.
1. ELIGIBILITY
You represent and warrant that:
You are at least eighteen (18) years old;
You reside within the United States or another jurisdiction where use of the Website is lawful;
You possess the legal authority to enter into binding agreements;
All information submitted by you is accurate and truthful.
The Website is intended solely for users located in jurisdictions where its use complies with applicable laws and regulations.
2. NATURE OF SERVICES
The Website operates as a marketing, advertising, lead generation, and referral platform.
We may collect consumer information and match consumers with third-party providers, lenders, brokers, insurers, advertisers, financial service providers, marketing partners, or other commercial entities (“Providers”).
We are not:
A lender;
A creditor;
A bank;
A mortgage broker;
An insurance carrier;
A debt relief company;
A financial advisor;
A credit repair organization;
A legal services provider.
We do not:
Make lending decisions;
Issue credit;
Guarantee approvals;
Guarantee pricing, rates, or terms;
Endorse any Provider;
Guarantee that any Provider will contact you.
All financial products, offers, approvals, and decisions are made solely by the participating Providers.
3. NO PROFESSIONAL OR FINANCIAL ADVICE
Content provided on the Website is for informational and marketing purposes only and does not constitute:
Financial advice;
Investment advice;
Legal advice;
Tax advice;
Insurance advice;
Credit counseling.
You should consult qualified professionals before making financial or legal decisions.
4. LEAD GENERATION DISCLOSURE
By submitting information through the Website, you understand and agree that:
Your information may be sold or transferred to third parties;
Multiple Providers may contact you;
Providers may retain your information according to their own privacy policies;
The Website may receive compensation for leads, clicks, applications, or consumer actions.
You expressly authorize us and our partners to share, transfer, license, or distribute your submitted information for marketing and business purposes consistent with our Privacy Policy.
5. TCPA CONSENT TO CONTACT
By submitting your information through the Website, you provide your express written consent under the Telephone Consumer Protection Act (“TCPA”) and applicable state laws to receive communications from:
Bluekeel LLC;
Our affiliates;
Marketing partners;
Providers;
Service providers.
Communications may include:
Telephone calls;
SMS/text messages;
Emails;
Artificial voice messages;
Prerecorded voice messages;
Automated dialing systems.
These communications may be made even if your telephone number is listed on a federal, state, or internal Do Not Call registry.
Your consent:
Is not a condition of purchase;
May be revoked at any time;
Applies to the phone number and email address provided.
Message and data rates may apply.
To opt out of SMS communications, reply STOP.
6. FAIR CREDIT REPORTING ACT (FCRA) DISCLOSURE
We are not a consumer reporting agency as defined under the Fair Credit Reporting Act (“FCRA”).
We do not:
Provide consumer reports;
Make credit determinations;
Conduct credit repair services.
Providers may independently obtain consumer reports or credit information in accordance with applicable laws.
7. USER RESPONSIBILITIES
You agree not to:
Submit false, inaccurate, or misleading information;
Impersonate another person;
Violate applicable laws or regulations;
Use automated means to access the Website;
Harvest or scrape Website data;
Upload malicious code or software;
Interfere with Website operations;
Use the Website for unlawful marketing or solicitation.
We reserve the right to terminate or restrict access at our sole discretion.
8. INTELLECTUAL PROPERTY RIGHTS
All Website content, including:
Text;
Graphics;
Logos;
Branding;
Software;
Databases;
Designs;
Layouts;
Source code;
Functionality;
is owned by or licensed to Bluekeel LLC and protected under applicable intellectual property laws.
No content may be copied, reproduced, distributed, republished, transmitted, sold, or exploited without prior written consent.
9. THIRD-PARTY CONTENT AND LINKS
The Website may contain links to third-party websites, services, or advertisements.
We do not control or endorse third-party content and are not responsible for:
Third-party products or services;
Privacy practices;
Website availability;
Accuracy of information;
Security practices.
Your interactions with third parties are solely between you and the applicable third party.
10. DISCLAIMERS
THE WEBSITE AND ALL SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING:
MERCHANTABILITY;
FITNESS FOR A PARTICULAR PURPOSE;
NON-INFRINGEMENT;
ACCURACY;
RELIABILITY;
SECURITY;
AVAILABILITY.
We do not guarantee:
Uninterrupted access;
Error-free functionality;
Accuracy of content;
Availability of offers;
Provider participation;
Financial outcomes.
11. LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY LAW, Bluekeel LLC, ITS OWNERS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, LICENSORS, AND PARTNERS SHALL NOT BE LIABLE FOR:
INDIRECT DAMAGES;
INCIDENTAL DAMAGES;
SPECIAL DAMAGES;
CONSEQUENTIAL DAMAGES;
EXEMPLARY DAMAGES;
PUNITIVE DAMAGES;
LOSS OF PROFITS;
LOSS OF DATA;
BUSINESS INTERRUPTION.
THIS LIMITATION APPLIES WHETHER THE CLAIM IS BASED ON:
CONTRACT;
TORT;
NEGLIGENCE;
STRICT LIABILITY;
STATUTE;
ANY OTHER LEGAL THEORY.
OUR TOTAL LIABILITY SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100).
12. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Bluekeel LLC and its affiliates from all claims, damages, liabilities, costs, and expenses, including attorneys’ fees, arising from:
Your use of the Website;
Your submitted information;
Your violation of these Terms;
Your violation of applicable law;
Your infringement of third-party rights.
13. ARBITRATION AGREEMENT
PLEASE READ THIS SECTION CAREFULLY.
You agree that any dispute, claim, or controversy arising from these Terms or your use of the Website shall be resolved exclusively through binding arbitration administered by the American Arbitration Association (“AAA”).
You waive:
The right to a jury trial;
The right to participate in class actions;
The right to participate in representative proceedings.
Arbitration shall occur in:
Northbrook, IL
This arbitration provision shall survive termination of these Terms.
14. CLASS ACTION WAIVER
You agree that disputes shall be conducted solely on an individual basis and not as:
A class action;
A consolidated action;
A representative action;
A private attorney general action.
15. CALIFORNIA RESIDENTS
California residents may have additional rights under:
California Consumer Privacy Act (CCPA);
California Privacy Rights Act (CPRA).
Please review our Privacy Policy for additional disclosures and consumer rights information.
16. ELECTRONIC COMMUNICATIONS
You consent to receive communications electronically, including:
Notices;
Agreements;
Disclosures;
Records.
Electronic communications satisfy any legal requirement that such communications be in writing.
17. DMCA COPYRIGHT POLICY
If you believe content on the Website infringes your copyright, submit a notice to:
[DMCA EMAIL ADDRESS]
Your notice must comply with the Digital Millennium Copyright Act (“DMCA”).
18. GOVERNING LAW
These Terms shall be governed by and construed under the laws of the State of Illinois, without regard to conflict of law principles.
Any court proceedings permitted under these Terms shall occur exclusively in:
Northbrook, IL
19. FORCE MAJEURE
We shall not be liable for delays or failures caused by events beyond our reasonable control, including:
Natural disasters;
Internet outages;
Cyberattacks;
Government actions;
Labor disputes;
Utility failures.
20. MODIFICATIONS TO TERMS
We reserve the right to modify these Terms at any time.
Updated Terms become effective immediately upon posting.
Your continued use of the Website constitutes acceptance of revised Terms.
21. SEVERABILITY
If any provision of these Terms is found unenforceable, the remaining provisions shall remain fully enforceable.
22. ENTIRE AGREEMENT
These Terms and the Privacy Policy constitute the entire agreement between you and Bluekeel LLC regarding Website use.
23. CONTACT INFORMATION
Bluekeel LLC.
899 Skokie Blvd, Suite 340,
Northbrook, IL 60062
Email: info@bluekeel.com